Watches vs. Warnings
In order to keep your family safe if a storm threatens your area, it is important to know the difference between watches and warnings. A watch means weather conditions in the area have the potential of becoming dangerous to potentially life-threatening within 48 hours. A warning means severe conditions are imminent within 36 hours.
Insurance
When preparing for a natural disaster within your area, one of the most important things a homeowner can do is confirm they have a good insurance policy. Be aware homeowner’s insurance does not cover flood damage, regardless of if you own or rent. Whether you are in a high, low, or moderate risk area, a separate flood insurance policy can be purchased. Policies are available for both residential and commercial buildings as long as the community joins in the National Flood Insurance Program. Remember, new flood insurance policies often require a 30-day waiting period. For information about the National Flood Insurance Program, call 888-379-9531.